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GERBER, founder and chairman of E-Myth Worldwide and the world’s #1 small business guru “This is a whole new ball game. Immediately, a strange shift began—Hans felt, for the first time in a long time, at peace with himself and what he was doing. On the second, draw a line down the middle and write down all incoming cash flow (salary, muse income, investment income, etc.) and outgoing expenses (mortgage, rent, car payments, etc.).