The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life

Since the median age for those in Level 4 is sixty-two, most people don’t enter Level 4 until later in life. This would classify budgeting as Level 1 strategy. Therefore, the ideal strategy for maximizing happiness seems to be to have enough money to alleviate struggle and worry, then focus on things other than money. As a result, the Raymonds chose to sell their business for $1 million.